GeoSure Insurance Product V7 2016.1

Dataset description

This dataset is the Derived Postcode Database issued as part of the GeoSure Insurance V7 incorporating postcode data from OS Code-Point Open version 2016.1. The GeoSure Insurance Product (including the Derived Postcode Database) represents the end of an interpretation process, starting with the BGS Digital Geological Map of Great Britain at the 1:50,000 scale (DiGMapGB-50). This digital map is the definitive record of the types of rocks underlying Great Britain (excluding the Isle of Man), as represented by various layers, starting with Bedrock and moving up to overlying Superficial layers. In 2003, the BGS also published a series of GIS digital maps identifying areas of potential natural ground movement hazard in Great Britain, called GeoSure. There are six separate hazards considered - shrink-swell clays, slope instability, dissolution of soluble ground, running sand, compressible and collapsible deposits. These maps were derived by combining the rock-type information from DiGMapGB-50 with a series of other influencing factors which may cause the geological hazards (e.g. steep slopes, groundwater). In 2005, the BGS used the GeoSure maps to make an interpretation of subsidence insurance risk for Great Britain property insurance industry, released as the new GeoSure Insurance Product. This represents the combined effects of the 6 GeoSure hazards on (low-rise) buildings in a postcode database - the Derived Postcode Database, which can be accompanied by GIS maps showing the most significant hazard areas. The combined hazard is represented numerically in the Derived Postcode Database as the Total Hazard Score, with a breakdown into the component hazards. The GeoSure Derived Postcode Database (DPD) is a stand-alone database, which can be provided separately to the full GeoSure Insurance Product V7. The methodology behind the DPD involves balancing the 6 GeoSure natural ground stability hazards against each other. The GeoSure maps themselves have a fivefold coding (A to E), and the balancing exercise involves comparing each level across the six hazards e.g. comparing a level C shrink-swell clay area with a level C running sand area. The comparison is done by a process involving expert analysis and statistical interpretations to estimate the potential damage to a property (specifically low-rise buildings only). Each level of each of the hazards is given a 'hazard score' which can then be added together to derive a Total Hazard Score at a particular location (e.g. within a given postcode).

Further information

For more information please contact:


Environmental Science Centre, Nicker Hill, Keyworth
NG12 5GG

Tel : +44 (0)115 936 3143
Fax :+44 (0)115 936 3276


Dataset details

Author(s) Not available
Principal Investigator(s) Not available
Language English
Curator British Geological Survey
Supply media/format Not available
Storage format Digital:ESRI Files
Frequency of update as needed
Start of capture {ts '1885-01-01 00:00:00'} Not known
End of capture {ts '2016-11-18 00:00:00'} 18th November 2016
Contact details
Department Enquiries
Organisation British Geological Survey
Address Environmental Science Centre, Nicker Hill, Keyworth
City Nottingham
County Nottinghamshire
Country United Kingdom
Postcode NG12 5GG
Telephone +44 (0)115 936 3143
Fax +44 (0)115 936 3276
Topic category code (ISO) geoscientificInformation (information pertaining to earth sciences)
Keyword source BGS Keyphrases
Spatial details
Spatial Reference System OSGB 1936 / British National Grid [27700]
Dataset extent
Coverage (Lat/Long) North boundary : 60.7296
East boundary  : 2.6856
South boundary : 49.8811
West boundary  : -6.6907
Metadata language English
Metadata last updated 2nd December 2016
Metadata standard compliance NERC profile of ISO19115:2003
Copyright and IPR
The copyright of materials derived from the British Geological Survey's work is vested in the Natural Environment Research Council [NERC]. No part of this work may be reproduced or transmitted in any form or by any means, or stored in a retrieval system of any nature, without the prior permission of the copyright holder, via the BGS Intellectual Property Rights Manager. Use by customers of information provided by the BGS, is at the customer's own risk. In view of the disparate sources of information at BGS's disposal, including such material donated to BGS, that BGS accepts in good faith as being accurate, the Natural Environment Research Council (NERC) gives no warranty, expressed or implied, as to the quality or accuracy of the information supplied, or to the information's suitability for any use. NERC/BGS accepts no liability whatever in respect of loss, damage, injury or other occurence however caused.