
If active clay shrinkage/swelling appears to be affecting your property, inform your insurance company, mortgage lender or landlord. Get specialist advice from a suitably qualified expert such as a structural surveyor, geotechnical engineer or chartered engineering geologist.
If active clay shrinkage/swelling is not affecting your property but the area has a potential for shrink–swell clay being present this should be taken into account before starting new buildings or changes in land use:
If you have received a GeoReport the following key provides further information on the BGS shrink–swell hazard rating:
| Hazard rating | Advice for public | Advice for specialist | |
|---|---|---|---|
| A | Ground conditions predominantly non-plastic. | No actions required to avoid problems due to shrink–swell clays. | No special ground investigation required or increased construction costs or increased financial risk due to potential problems with shrink–swell clays. |
| B | Ground conditions predominantly low plasticity. | No actions required to avoid problems due to shrink–swell clays | No special ground investigation required or increased construction costs or increased financial risk due to potential problems with shrink–swell clays. |
| C | Ground conditions predominantly medium plasticity. | Do not plant trees with high soil moisture demands near to buildings. | New build — Test for plasticity index is recommended, Possible increase in construction cost to remove possibility of potential shrink–swell problems.
Existing property — Possible increase in insurance risk in droughts or where high moisture demand vegetation is present due to shrink–swell clay problems if foundations are not suitable. |
| D | Ground conditions predominantly high plasticity. | Do not plant or remove trees or shrubs near to buildings without expert advice about their effect and management. | New build — Test for plasticity index is necessary, Probable increase in construction cost to remove possibility of potential shrink–swell problems.
Existing property – Probable increase in insurance risk in droughts or where high moisture demand vegetation is present due to shrink–swell clay problems if foundations are not suitable. |
| E | Ground conditions predominantly very high plasticity. | Do not plant or remove trees or shrubs near to buildings without expert advice about their effect and management. | New build — Test for plasticity index is essential, Definite increase in construction cost to remove possibility of potential shrink–swell problems.
Existing property — Significant increase in insurance risk in droughts or where high moisture demand vegetation is present due to shrink–swell clay problems if foundations are not suitable. |